SMSF Lending

What is an SMSF?

A SMSF (or Self-Managed Superannuation Fund) is a great option for helping manage your super. Unlike traditional superannuation funds that are managed by professional institutions, SMSFs are privately managed by individuals or members.

When should you consider an SMSF?

• If you’ve got a superannuation balance of over $200,000

• If you’re looking for more control and flexibility in your retirement planning

• Wish to refinance or purchase an existing Commercial or Residential Investment / Owner Occupied Property as a single investment

There are a few important things you should know before buying an SMSF investment within your super fund. One to note is a limitation built into the laws that enable an SMSF to borrow to purchase property is that any monies borrowed must be used to purchase a ‘single acquirable

asset’.